Sometimes we in the planning world tend to paint with a broad brush.  Rules of thumb become ingrained and biases develop.  In doing some self-introspection, I recently identified such behavior in myself around the topic of Reverse Mortgages. I was quick to dismiss reverse mortgages as sub-optimal financing schemes for…

Healthcare costs a lot.  Especially in the US.  And it costs more for people over age 65, who tend to be more likely than the younger population to utilize medical care.  To help with covering these costs, President Johnson signed Medicare into law in 1965. Medicare comes in several parts….

Okay, last week’s blog focused on harvesting capital losses, and it being a great way to reduce taxation by offsetting capital gains and, to a limited degree, regular income if done correctly. Despite recent market volatility, though, the truth is that if you have invested over the past 10 years,…