Recent Posts

November 6, 2017

Market Commentary – Q3 2017

Global markets managed to shake off natural disasters and geopolitical sabre rattling, to post a third quarter with steady growth and low volatility.  Generally, central bankers continued with relatively easy monetary policy, continuing to provide fuel for one of the longest global market expansions in history. Domestically, the S&P 500…
September 21, 2017

PFA Welcomes Abrin Berkemeyer

Abrin Berkemeyer has joined the PFA Team as an Associate Advisor! Abrin is honing his extensive financial market and mathematics knowledge into practical application as he works closely with the firm’s advisors, researching complex planning topics and crafting solutions for clients. When not working, or buried in his CFP Study…
July 24, 2017

Market Commentary – Q2 2017

Quarterly Recap: Second quarter returns on major US stock indices were not as strong as the first quarter with the S&P 500 returning 3.1%, the Nasdaq Composite returning 3.9%, and the Dow Jones Industrial Average returning 3.3%.  First quarter financial results released during the second quarter showed strong corporate earnings…
July 3, 2017

Mid-Year Update

Dear Valued Client, It’s hard to believe, but it has been about four months since my last letter.  At that time I was announcing exciting progress as PFA registered with the SEC, becoming an independent Registered Investment Advisor.  I am pleased to report today that our dual-registration status with Mid…
February 16, 2017

PFA Registers with the SEC

Dear Valued Client, I am excited to report that on January 27, 2017 the Securities and Exchange Commission (SEC) approved Penobscot Financial Advisors’ application to become a Registered Investment Advisor. I know, this more than likely means nothing to you – let me translate: All financial advisors that deliver investment…
December 7, 2016

2016: A Year of Unexpected Outcomes

Dear Valued Client, Welcome to the 2nd Edition of PFA’s Year in Review. Last year's inaugural missive was penned by Managing Partner Craig Joncas, and I was greatly looking forward to reading his thoughts on this year.  However, in the year where things don't necessarily turn out as you think…


At Penobscot Financial Advisors, we believe the best way to empower people is through education, which is why we’ve created a series of three workshops that cover key areas of personal finance. These seminars are both fun and informative—but never a sales pitch. Every presentation is delivered by one of our knowledgeable financial planners and each is designed with the same objective: to leave participants feeling inspired to take small steps towards improving their overall financial wellbeing.

We’re currently booking financial planning and asset management seminars for 2020. Want us to come to your place of work? Have your human resources or benefits departments reach out to us by emailing or calling (207) 990-1901 in order to start the scheduling process.

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