Fee-Only Fiduciaries

Penobscot Financial Advisors has provided us with a sound strategy for our finances and clarity through the complexities of finance and tax planning. They are reliable, responsive, organized, detail-oriented, and a friendly group of people. We can rest assured knowing our financial future is in their hands.

An excellent company--we've worked with them for many years and highly recommend.

Extremely valuable and informative. They were able to provide excellent financial planning and explanations. I appreciate their ability to provide full service financial planning recommendations now and going forward. My family and I found this extremely valuable. Jessi Dolmage, CFP is fantastic to work with and was very knowledgeable and responsive.

PFA has proven to be a good choice for our financial planning needs. Craig and Jesse and other team members are clearly experts in their field and have customized a long term financial plan for our family. We have worked with other firms and our PFA team provides a more comprehensive approach that includes personal risk tolerance, tax implications, and does so at a competitive fee structure.

We made the decision to outsource our financial management, which didn't come easy, but after more than a year working with Tyler and Libby at Penobscot Financial Advisors we are so happy with our decision. As we approach big life decisions, including retirement, Tyler and Libby have provided us with scenarios and guidance to ensure our timing and expectations are clear, giving us peace of mind. Priceless.

Since starting our relationship in October 2022 with Craig Joncas & his colleague Jessi Dolmage, we have been incredibly impressed with their service. They are both quite impressive — extremely smart, knowledgeable, and professional. They respond to our questions & concerns with lightning-fast speed, and provide thorough & detailed answers either by phone or e-mail. They’re also readily available for meetings by Zoom and in-person. From the start of our relationship, theIr work product of several 30+ page reports & revisions reflect thoughtful consideration and are directly tailored to our circumstances & needs for short- and long-term financial planning. There’s nothing “cookie cutter” about their recommendations and advice. These recommendations & advice already have saved us more money than their annual fixed fee. In other words, the value of their services is outstanding to say the least. Moreover, while Penobscot offers investment management & other services for a separate fee, Craig’s & Jessi’s reports have provided (for no additional fee) a detailed analysis of our investments and suggested changes in allocations and the like moving forward. In short, we feel that Craig & Jessi have constructed financial order in our life to meet our goals. Moreover, we have complete compete confidence that they will update their work & answer all questions as our circumstances change. We will definitely continue to work with Craig & Jessi on a regular basis & recommend them to others without the slightest reservation.

Excellent service - Craig is knowledgeable about my situation and the general world of finance. I highly recommend him to anyone.

Craig is always a pleasure to work with. He answers all questions patiently and thoroughly! I feel comfortable entrusting him to manage my accounts!

My spouse and I have had a great experience working with Penobscot Financial Services. We do not live in Maine but found them on the web when we were looking for a fee-based group in New England. It is not like us to go without a personal recommendation but we liked the clarity of the website and our initial interactions with Jessi and Tyler. From the start, they were extremely professional, organized, and personable. We liked them and trusted them, and that has made every meeting more productive and enjoyable. They have given us sound advice on investments and important nudges to update wills and other legal documents (which Jessi reviewed with a fine-tooth comb). Overall, Penobscot is just what we were looking for--professional without feeling too "corporate."