Insights

Preparation Distribution
September 9, 2026

The Healthcare Gap

September 9, 2026

Chapter 5: Healthcare Before and After Medicare

August 25, 2026

Q3 2026 Halftime Report

Distribution
August 17, 2026

How Marital Status Impacts Social Security

August 17, 2026

Chapter 4: Building a Retirement Income Plan

July 21, 2026

Market Commentary Q2 2026

Distribution
July 10, 2026

Social Security Timing

Client Education Series 9 min read · May 2026 · Penobscot Financial Advisors When Should You Take Social Security? A Guide to Timing the Decision That Matters Most For many people nearing retirement, Social Security is one of the largest financial decisions they will ever make — yet it often receives less deliberate attention than […]

July 10, 2026

Chapter 3: When Should You Claim Social Security?

Distribution
June 25, 2026

The 4% rule vs Dynamic Withdrawals