Penobscot Financial Advisors stands for so much more than just excellent financial planning. That’s because our focus isn’t on crowding our client roster; it’s on providing the best possible standard of care for you, our clients. This means our advisors wear a lot of hats—we’re life coaches, teachers, friends. It’s just what you do when you’re in it for the long haul, and we’re 100% committed to supporting and empowering you from the acquisition of your first asset onward. No confusing industry jargon, no judgment, just straightforward solutions and support as we help you optimize your finances to reflect your passions, interests and lifestyles.
Our expectation is to work with clients over a lifetime. We do this under an umbrella of guiding principles that are shared by our entire team.
We’re here to demystify financial management using clear, easy-to-understand terms and plain language. We always have time to explain a recommendation, and we’re committed to making our process transparent.
We believe it’s never too early to begin planning for your future, which is why we don’t require our clients to have accumulated a certain amount in assets before they join. We’re happy to help you make those early decisions that will set you up for success down the road.
As the independent planning group providing the most TIAA plan participants with asset management in New England, we know the ins and outs of the education sector. Fiscal pressures on institutions have never been greater, but we can help you understand TIAA, Fidelity and other plans and products thoroughly.
We strive to make financial planning as painless as possible by offering a mixture of easily accessible online and in-person services. You’re able to view your portfolio in real-time through our online customer portal, access resources on Financially.Fit, attend at-work seminars and more.
Financial plans should never be one-size-fits-all. We get to know who you are beyond your assets and liabilities, taking a holistic, individualized approach to your finances and holding your hand every step of the way.
Our goal is to give you the tools to successfully create, manage and protect your wealth. It’s up to you how hands-on or hands-off you are with your financial planning, and we help you feel informed about the decisions you’re making.
Constructing a Personal Financial Plan can be a daunting task—and that’s where we come in. At Penobscot Financial Advisors, we’ve streamlined what can be a complicated process into six, simple steps, and our advisors act as your guide throughout every stage.
We understand that when we talk about finance, we’re really discussing the lifestyle you want to lead, both now and in the future. Together, we’ll create a plan that is personalized to you, capturing your goals and laying out a realistic strategy for meeting these objectives. You can sleep soundly at night knowing qualified professionals are continually working to refine a plan designed to get you to where you want to go.
Jim Bradley, CFA, AIF®, CFP®
Jim is the visionary of the team, using his years of industry experience and innovative thinking to continually push Penobscot Financial Advisors forward. When not in the office, he can be found flying his plane, playing the mandolin or gardening.
Craig Joncas, CFP®
Craig is always staying on the forefront of industry developments in order to provide clients with cutting-edge resources and solutions. A skilled multitasker at work, Craig unwinds by bowling strikes or teeing up on the golf course in his off time.
Lauren Marie Ulman
Lauren delivers comprehensive, tailored financial planning advice to clients by first carefully combing through statements and financials. Specializing in student loan repayment strategies, Lauren has done extensive research on the topic. In her spare time, she enjoys spending time with her family, reading and biking.
Hannah M. Tackett
Hannah is the resident technology expert, working diligently to implement solutions and ensure Penobscot Financial Advisors is operating efficiently. Her greatest joy at work is collaborating with coworkers to ensure they have the resources needed to effectively support clients. When not in the office, Hannah can be found up against the net on the volleyball court.
Julie is our forms and transactions guru, making sure transactions process smoothly while keeping clients informed each step of the way. She’s also the friendly voice on the other end of the phone when you call the office! After hours, Julie can be found cheering on her family members at various sporting and intramural events.
Abrin is honing his extensive financial market and mathematics knowledge into practical application as he works closely with the firm’s advisors, researching complex planning topics and crafting solutions for clients. When not working, or buried in his CFP Study Materials, Abrin enjoys hiking, going to the gym, and currency trading.
Sam joined the team in 2018 as the Portfolio Administrator. He is responsible for handling trade entry, model management and our client portal data. Sam is focused on leveraging our technology to provide efficient trade execution and transparent reporting standards. Outside of work, Sam is busy preparing for the CFA exam, but can always find time to enjoy Maine’s Great Outdoors.
Brady, a rising senior at the University of Southern Maine, is interning in the Portland office for the summer of 2018. He is assisting on many projects for the team, while also gaining invaluable knowledge about the finance industry. When not in the office or doing homework for his summer classes, you can find Brady at the beach or on the golf course.
At Penobscot Financial Advisors, we know a thing or two about a good investment, which is why we recognize the importance of giving back to our community. We see philanthropy as part of our civic duty, and it is because of this belief that our employees dedicate time and resources to the following organizations.
UCP Maine works to advance the independence, productivity and full citizenship of people with disabilities who have multiple needs. They support children and adults through residential care, case management, early childhood education, behavioral health services and home and health ABA services.
Since 1980, Maine Youth Leadership (MYL) has worked with Maine youth to seek out, recognize, and develop their leadership skills. Our goal is to motivate Maine’s future leaders and create a network of civic-minded students who will better their communities through volunteering.