Fee-Only Fiduciaries | Penobscot Financial Advisors

Find your path to peace of mind, one smart decision at a time.

Why you should partner with a Fee-Only Fiduciary.

In the financial planning industry, there are many ways advisors are compensated. As “Fee-Only” financial advisors, we do not receive or accept compensation from any source other than our clients. We believe transparency is paramount and while no compensation structure can remove all potential conflicts, this is the best way to provide our clients with a clear understanding of what they are paying for our services. Our promise to you is that we will never hide our fees.

Navigate your finances with confidence.

Financial planning and investing are daunting tasks, but you don’t have to go it alone. Our CERTIFIED FINANCIAL PLANNER™ professionals are here to simplify that process, offering personalized planning. Our team has two analysts who hold the Chartered Financial Analyst® designation and add strategic, tax-efficient investing to our offering.

Your unique financial journey is our priority. Let us help you achieve a secure and stress-free future.

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See what people are saying about us.

					My spouse and I have had a great experience working with Penobscot Financial Services.  We do not live in Maine but found them on the web when we were looking for a fee-based group in New England.  It is not like us to go without a personal recommendation but we liked the clarity of the website and our initial interactions with Jessi and Tyler.  From the start, they were extremely professional, organized, and personable.  We liked them and trusted them, and that has made every meeting more productive and enjoyable.  They have given us sound advice on investments and important nudges to update wills and other legal documents (which Jessi reviewed with a fine-tooth comb).  Overall, Penobscot is just what we were looking for--professional without feeling too "corporate."				
Mary Stuart
11/17/2023

					I signed up with Penobscot Financial Advisors last January because I knew I needed to get a better plan in place to save for the future but didn't know how to start doing that with the finniate funds I had. I signed up a year ago and not only do I have a solid financial infrastructure now, I have also amassed  knowledge of how to better maximize my dollars today and in the future. I'm saving at a rate I never thought I could without having to sacrifice my short term wants. I'm so happy I made the investment! Jessi Dolmage is my financial advisor and I cannot recommend her enough. She makes finances approachable & fun and is an absolute pleasure to work with. Highly recommend PFA!				
Tara Stevenson
11/17/2023

					A trusted institution. Knowledgeable. Committed to client service. Reassuring. Much needed guidance.Team effort. Excellent communication.				
Louise Maxfield
11/01/2023

					I continue to receive great service from Craig.				
Jeffrey Dubis
10/26/2023

					Always appreciate the personalized and exceptional advice, particularly the informed perspectives and guidance to both short-term and long-term financial planning.				
Raymond Rice
10/19/2023

					Jessi has supported us through a lot of changes. She has incredible attention to detail, and a remarkable ability to weave humor into her financial education. She has kept me engaged, and involved my partner in thinking about finances overtime, something neither of us understood prior to meeting. She is easy to connect with, communicative, and responsible. We have started to understand financial decision making, the way choices in the present may effect the future. When we have questions we talk them over and walk away feeling supported in our choices. I love that Jessi stays grounded and empathetic, even in the field of numbers. Thank you, Jessi and PFA.				
Rachael
10/12/2023

					Excellent to work with, explains any questions I have until I understand. Always responsive and genuinely cares about their clientele. Highly recommend PFA				
Monica Arce
10/02/2023

					I could not recommend more highly the helpful, thoughtful, and incredibly reassuring advice and care of Jessi.				
Sarah Duff
10/02/2023

					My wife and I have worked with Craig Joncas for ten plus years. We have always been impressed by his insights, advice, and professional and friendly approach to financial advising.  He has helped us with our retirement planning by applying clear strategic investment approaches. We unreservedly recommend him to anyone who is working on their investment portfolio.  We have been well supported by Craig and the team at Penobscot Financial Advisors.				
Bruno Hikcs
9/02/2023

Our Team

Our team is comprised of talented, interesting individuals. Find out what our team is up to in our personal and professional endeavors.

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FAQs

Have questions? Click the link below for video and written responses to the questions we frequently find ourselves answering.

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Wealth Management

Looking for a Chief Financial Officer for your household? Wealth Management is our most holistic offering, combining Financial Planning and Asset Management services. Wealth Management is for those who desire an ongoing partner managing all aspects of their long-term financial success.

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Financial Planning

Looking for help getting from where you are to where you want to be, financially? Financial planning is the service for you. Your advisor will analyze where you are today, assist in setting goals, and chart a course to achieve those goals. PFA is there to guide you each step of the way.

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