Dollars To Dreams Financial Planning Podcast

Latest EpisodeThree Smart Strategies to Lower Your Tax Bill

In This Episode

In this episode of Dollars to Dreams, Tyler Hafford and Hannah Tackett discuss three powerful tax-efficient investing strategies: Roth conversions, tax-loss harvesting, and asset location. With relatable explanations and smart examples, they show how being intentional with your investments and account types can reduce tax drag and boost long-term growth. Whether managing a dip in the market or planning for retirement, these strategies help you keep more of what you earn.

You’ll learn:

  1. Roth Conversions – When and why to consider converting traditional retirement dollars to Roth accounts for tax-free growth.

  2. Tax-Loss Harvesting – How realizing losses can help offset gains or income and reduce your current year’s tax bill.

  3. Asset Location – Optimizing where your investments live to limit tax exposure while maintaining the same overall portfolio.