Dollars To Dreams Financial Planning Podcast
Personalized Planning with Purpose– start investing smarter, even when the market isn’t. Tune in today wherever you get your podcast.
Looking for practical advice on how to take control of your money and plan for a better future? Each episode, hosted by Tyler Hafford, CFP®, and the team at Penobscot Financial Advisors, breaks down the complex world of financial planning into clear, relatable conversations designed to help you make smarter decisions with your money.
Whether you’re planning for retirement, navigating investments, or trying to build a budget that actually works, this podcast gives you the tools to support your current lifestyle and build the future you’ve always imagined.
Latest EpisodeWhat's New with MainePERS in 2025
In This Episode
In this episode of Dollars to Dreams, Tyler Hafford and Hannah Tackett focus on a system that hits close to home for many of their clients—and themselves: the Maine Public Employees Retirement System (MainePERS). Both Penobscot Financial Advisors’ offices in Maine regularly help public sector employees like teachers, municipal workers, and state employees navigate this complex retirement system. Tyler and Hannah explore the 2025 updates to the MainePERS, including new COLA increases for state and municipal retirees and a major legislative shift that now allows full receipt of both Social Security and MainePERS benefits. The episode closes with sound advice for those nearing retirement: use benefit estimators, understand the timing of your retirement, and incorporate these updates into a broader financial plan because strategy matters.
YOU’LL LEARN:
— 2025 COLA Changes: How inflation adjustments are applied to state and PLD retirees.
— Dual Benefit Eligibility: A significant policy shift allowing retirees to claim MainePERS and Social Security without penalty.
— Planning Strategies for Public Employees: Why timing, benefit estimates, and legislative awareness matter when planning retirement.
Episode Archive
Social Security Updates for 2025
What is a Recession and Are We Headed Toward One?
What’s New in Tax Planning?
Three Smart Strategies to Lower Your Tax Bill
Why Time in the Market Beats Timing the Market
Staying the Course: Smart Investing Through Market Volatility
MainePERS and Social Security
How you know it is time to Retire, interest rates and potential recession?
The Dollar and The Market
