Three Smart Strategies to Lower Your Tax Bill

In This Episode

In this episode of Dollars to Dreams, Tyler Hafford and Hannah Tackett discuss three powerful tax-efficient investing strategies: Roth conversions, tax-loss harvesting, and asset location. With relatable explanations and smart examples, they show how being intentional with your investments and account types can reduce tax drag and boost long-term growth. Whether managing a dip in the market or planning for retirement, these strategies help you keep more of what you earn.

You’ll learn:

  1. Roth Conversions – When and why to consider converting traditional retirement dollars to Roth accounts for tax-free growth.

  2. Tax-Loss Harvesting – How realizing losses can help offset gains or income and reduce your current year’s tax bill.

  3. Asset Location – Optimizing where your investments live to limit tax exposure while maintaining the same overall portfolio.