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Take Control of Your Financial Future with Expert Guidance –Every Step of the Way.
Even the most capable individuals can benefit from expert guidance to simplify complex decisions, save valuable time, and confidently achieve their financial goals.
- Is your household missing the financial leadership it needs to achieve your goals?
- Are you worried your investment strategy doesn’t match your needs, wants, and wishes?
- Will your current approach secure the retirement lifestyle you’ve envisioned?
You don’t have to navigate this alone.
Why Clients Choose Penobscot Financial Advisors
Fee-only Fiduciaries: PFA does not receive compensation from any source other than our clients. All of our decisions are only motivated by your best interests and goals.
Certified Financial Planners™: Your Financial Planning Team will include one or more CFP® Professionals.
Independent Investment Advisers: Our proactive portfolio management will keep you on track toward your goals.
Simple Account Management: Our Client Success Team simplifies account set up and maintenance.
Maine-Based, Clients Nationwide: We have offices in Portland and Bangor, Maine but work with clients across the country.
Environmental, Social, and Governance (ESG): We consider these issues in all areas of our business, including our investments and our stakeholder and community relations.
We offer a suite of services to help you design, build, and protect your financial future.
Looking for a Chief Financial Officer for your household?
Wealth Management is our most holistic offering, combining Financial Planning and Asset Management services. Wealth Management is for those who desire an ongoing partner managing all aspects of their long-term financial success.
- A fully customized financial plan and investment strategy for your financial future.
- One or more Certified Financial Planners™ on your Financial Planning Team.
- Ongoing support as your personal Wealth Management partner for a lifetime.
- Independent Investment Advisers, utilizing the investment opportunities to achieve your goals.
- Proactive portfolio management to keep you on track toward your goals.
- A client success team devoted to simplifying your account maintenance and enhancing the client experience
Looking for help getting from where you are to where you want to be, financially?
Financial planning is the service for you. Your advisor will analyze where you are today, assist in setting goals, and chart a course to achieve those goals. PFA is there to guide you each step of the way.
- A fully customized plan for your financial future
- One or more Certified Financial Planners™ on your Financial Planning team
- Goal-based planning with step-by-step accountability
- Proactive progress monitoring with continuous plan adjustments
- As Fee-Only fiduciaries, we always act in your best interest
Wondering if you’re ready to work with an advisor? Here’s what to know.
Our pricing is tiered based on the amount of assets we manage for a household. There is no asset minimum to work with us. There is a minimum annual fee that ranges from $4,800 to $7,200 depending on your household assets and complexity. Fees are withdrawn directly from your managed portfolio or invoiced for payment. PFA is a Fee-Only Advisor. This means we are only paid through the fees we charge to our clients and CANNOT be compensated through ANY other means.
| Asset Under Management | Annual Fee |
|---|---|
| Up to $1,000,000* | 1.0% |
| $1,000,000 – $5,000,000 | 0.6% |
| $5,000,000 + | 0.4% |
