In This Episode

In the premiere episode of Dollars to Dreams, Tyler Hafford, CFP®, and Hannah Tackett, IACCP® break down the emotional and strategic realities of market volatility. They explore why panic-selling can derail your financial goals and why staying invested through downturns is often the smartest move. Using real-world examples and behavioral insights, they offer clear, confident strategies for navigating rocky markets and even finding opportunities amid uncertainty.

Key Topics

1. Behavioral Finance & Loss Aversion – Why emotional investing leads to poor outcomes.

2. Long-Term vs. Short-Term Thinking – The importance of sticking to your plan and avoiding market timing.

3. Opportunity in Downturns – How volatility can be leveraged to buy undervalued assets.

Episode Index

• [00:01:00] – “Should I sell, buy, or just do nothing?” The episode opens with the emotional triggers of market downturns and why the panic button is rarely the correct answer.

• [00:02:00] – Loss aversion and fear of loss make us react irrationally—Tyler and Hannah explain how our brains work against us when the market drops.

• [00:04:00] – Historical perspective matters: Examples from 2008 and 2020 show that markets can recover faster than expected.
• [00:05:00] – Missing the best days in the market can crush returns. Just 10 missed days over 20 years can cut your performance in half.

• [00:08:00] – Buy on sale: Downturns are the best time to invest if you have cash on hand, using strategies like dollar-cost averaging.