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PFA Ponderings

A few worthy New Years Resolutions

By | PFA Ponderings

By the time this blog posts, many of us will have already broken our resolutions for 2019.  That doesn’t make us bad people… rather, we’re good people who make bad resolutions. Bad resolutions are those that are over-ambitious, or that are too vague, or that really aren’t all that important…

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The January Effect

By | PFA Ponderings

This is the last blog post for 2018, and barring a really nice New Year’s Eve rally, most of the stock market indicators, both domestic and foreign, will likely end up with losses for 2018.  Importantly, absent a really rough New Year’s Eve rout on the markets, the stock losses…

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How to Survive a Volatile Market

By | PFA Ponderings

Financial terminology 101: Volatility (n): The tendency of prices to go up and down sharply over time. Given that definition, it’s pretty clear that we, as investors actually like SOME volatility (the “up”-part).  Today’s blog post is directed to the majority who really don’t like the “down” part of the…

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Reverse Mortgages – Scam or Solution?

By | PFA Ponderings

Sometimes we in the planning world tend to paint with a broad brush.  Rules of thumb become ingrained and biases develop.  In doing some self-introspection, I recently identified such behavior in myself around the topic of Reverse Mortgages. I was quick to dismiss reverse mortgages as sub-optimal financing schemes for…

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