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PFA Ponderings

The Best 6 Tips for Summer Spending

By | PFA Ponderings

This week’s PFA Ponderings was written by guest blogger Magdalena Johndrow, MSc, CFS®, a Financial Advisor with Johndrow Wealth Management.  The original blog publication can be found HERE.  Summer is finally here! This means campfires, beach days, and vacation travel. But this also means higher gas prices, costly summer camps,…

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Recession 101: A refresher.

By | PFA Ponderings

“A recession is when your neighbor loses his job.  A depression is when you lose your job.  A recovery is when (insert name of a political foe) loses his/her job.” – old time political jab Judging by the media and clients I meet with, Recession is becoming front-of-mind.  If you…

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(Student Loan) Forgiveness is Divine!

By | PFA Ponderings

Among recent headlines, billionaire Robert F. Smith announced that he would pay off the student loan debt of the entire Moorehouse College graduating class of 2019.  A number of presidential candidates, including President Trump, are running on ways to reduce the burden of student debt, ranging from small incremental steps…

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Becoming poor on purpose.

By | PFA Ponderings

99 percent of the time, when clients sit with us and go over their finances, they are happy to see increases in their net worth, and disappointed to see decreases. Sometimes, however, folks come in with the complete opposite objective.  Every once in a while, someone seeks strategies for decreasing…

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