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PFA Ponderings

Portfolio Income vs. Income Portfolios

By PFA Ponderings

There might not be many areas with more confounding terminology than that of investing.  Even some of the very basic terms and concepts can leave you scratching your head. An example of this:  Portfolios are often referred to as ‘growth portfolios’ or ‘income portfolios’.  Sometimes, we’ll get really clever and…

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Your 4-Step Long Term Care Plan

By PFA Ponderings

By Kerry Peabody, CLU, CLTC, Long Term Care Insurance Specialist Say “long term care” and everyone immediately pictures a 94-year-old woman tucked away in a nursing home. It’s that perception that prevents many people from planning for long term care. Nobody wants to envision themselves in a nursing home, so…

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It’s FAFSA season!

By PFA Ponderings

October 1st is somewhat special here in New England.  Summer is officially done, leaves are changing, and some years (but not this one) we even have fall baseball! For those with college students, it’s also the beginning of FAFSA season. The Free Application for Federal Student Aid is now available…

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Do I need a WILL or a TRUST?

By PFA Ponderings

A lot of estate planning work can be done relatively easily.  Joint ownership and proper beneficiary designations can make things a lot easier for loved ones to handle after you die.  Proper levels of insurance can make the survivorship needs of your loved ones easy to cover.  In fact, for…

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The Secret Life of Munis

By PFA Ponderings

Even though Municipal Bonds are an age-old part of boring fixed-income investing, they are exotic-sounding enough that I think they earn a blog post all their own. What are they? Like with most bonds, Munis are debt instruments.   They are issued by (you guessed it) Municipalities, including states, cities, and…

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What’s in a designation?

By PFA Ponderings

Over the last few weeks, PFA has been able to celebrate a couple of great strides in professional development.  Pardon me while I boast unapologetically. Sam Chaplin, our portfolio administrator successfully passed the Level I exam of the Chartered Financial Analyst designation.  Actually, ‘successfully passed’ is a bit of an…

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