Executive Summary In this episode, Tyler and Abrin break down the different types of taxation for investment accounts and how this can impact your long-term goals. Tax-Advantage Accounts They start out with breaking down Tax-Advantage accounts. These are 401k plans, 403b, IRA’s and any other qualified account that you contribute pre-tax dollars into. The accounts […]
Executive Summary In this episode, Abrin sits down one-on-one with Sam Chaplin to discuss inflation. Sam is Associate Portfolio Manager at Penobscot Financial Advisors and is currently working on becoming a Chartered Financial Analyst with one test down and two to go. What is inflation? As Sam states, there are two main definitions of inflation: the increase in the […]
Executive Summary In this episode Abrin and Tyler bring on a guest, Jim Bradley, to dive into the world of ESG investing. Jim is the founder of Penobscot Financial Advisors, as well as the Chief Investment Officer. His background and dedication to sustainable investing brings a unique perspective to this hot topic in the investing […]
Executive Summary On this episode of Financial Discretion Advised, Tyler and Abrin tackle the Maine Real Estate Market and some homebuying tips. The Market is Hot! Abrin and Tyler start off talking about the current state of the Maine Housing Market. Right now, things are extremely competitive with a lot of out of State money […]
Hello homeowners! Ever wonder how you may be able to pay less in real estate taxes each year? Well let me help you out… How Property Taxes Work Before we get to the potential savings, let’s discuss how property taxes are calculated briefly. As a homeowner, you have probably seen a variety of values for […]
Executive Summary On this episode of Financial Discretion Advised, Tyler and Abrin tackle Investment Planning Strategies. Getting on a Routine Investment Plan Abrin explains how creating a routine investment plan can help set you up for success. By setting up automatic contributions, you can start the “baby steps” to building your investments. Tyler mentions that […]
Executive Summary On this episode of Financial Discretion Advised, hosts Abrin and Tyler bring on Craig Joncas to discuss the ever-popular financial strategy of Roth Conversions. Craig is one of the managing partners of Penobscot Financial Advisors and has over a decade of experience in the field. Traditional IRA vs Roth IRA Abrin starts the show off by describing […]
Executive Summary This week’s episode gets us ready for the long-awaited transition to 2021, as advisors Abrin Berkemeyer CFP® and Tyler Hafford go over New Year’s Resolutions to get your finances in order. Goodbye 2020 and Hello 2021! Resolution #1 – Build a Budget Abrin and Tyler dive into the importance of starting at the basics. While building a budget isn’t […]
Executive Summary This week’s episode gets into the holiday spirit as advisors Abrin Berkemeyer CFP® and Tyler Hafford dive into the common questions they get from relatives at the Thanksgiving table, as well as the financial planning tools they are most thankful for. Tune in and see the Things your crazy uncle might have been […]
