All Posts By

Penobscot Financial Advisors

PFA Ponderings
October 28, 2021

Estimated Taxes

Estimated Taxes There always seems to be a mystique around estimated taxes.  Often, we run into situations where people are not making estimated tax payments when they should, and sometimes, making these payments when they don’t really need to. Estimated tax payments are rendered unnecessary for most taxpayers, because most…
PFA Ponderings
October 25, 2021

Open Enrollment

It’s OPEN ENROLLMENT season One thing I love about Maine: Seems like we have more ‘seasons’ than just about anywhere.  Sure, some will say we have the four standard seasons: Spring, winter, fall, and the Fourth of July.  To that list, you can add mud season, black fly season, blueberry…
PFA PonderingsPodcast: Financial Discretion Advised
September 14, 2021

E19: Questions of the Month

https://youtu.be/GUvfxv8HFBE Executive Summary In this episode of Financial Discretion Advised, Abrin and Tyler work through some recent questions from clients. They also debut a new podcast segment, “In the Headlines”.    In the Headlines:  We saw the August Jobs report a miss 235,000 out of expected 750,000. However, unemployment numbers are starting to…
PFA Ponderings
August 27, 2021

Why we don’t do hourly planning

“No battle plan survives first contact with the enemy” Helmuth von Moltke, Prussian Field Marshal - 1871 Financial Planning, as a service, is an amorphous term.  It has been used to describe the process of selling financial products to consumers, legal and accounting work, and investment management.  However, doing ‘real’…