Exploring Long-Term Care Options

Exploring Long-Term Care Options Nearly 7 out of 10 people will need long-term care services in their lifetime. That probability, combined with the significant costs of long-term care, underscores the importance of advance planning. Proactive planning allows you to explore your financial options and the potential impact of each on your long-term financial plan. A […]

Market Commentary | Q1 2024 Halftime Report

Summary In this Halftime Report, Sam Chaplin and Jim Bradley discuss inflation, the economy, and the market outlook. They note that while inflation has been a concern, it is a mix of transitory and persistent factors, with goods inflation proving to be more transitory and service inflation remaining sticky. They also discuss the positive state […]

Life Insurance 101: Because Adulting Needs a Safety Net

Going through life we run into a lot of the “less-than-pleasant” adult responsibilities that force us to grow up and take action. A lot of time these responsibilities help us mature, make us better people, and can be rewarding… other times they can be as boring as watching paint dry, like purchasing insurance… Now, don’t […]

Do I REALLY Need to Make Estimated Tax Payments?

Most taxpayers don’t need to even consider this question.  If you’re paid by an employer and they withhold your taxes during the year, it’s unlikely you’ll need to add the complexity of estimated payments.  This assumes you’ve completed your W-4 form correctly (if you routinely owe taxes or get large refunds, you may want to […]

Three Big Finance Headlines for 2023

While 2022 may go down as one of the toughest market years we have worked through in recent memory, 2023 gave investors some notable news to chew on.   In a year that’s seen its fair share of financial gyrations and geopolitical headlines, I’ve narrowed down to three areas some themes that certainly grabbed attention in […]

If the economy is so great, why is everyone so glum?

Last Friday’s jobs report brought more positive economic news in a year when the economy has arguably performed consistently better than many (including myself) would have expected.  199,000 new jobs were created (some of which can be attributed to striking auto workers returning to the workforce). Labor force participation increased, meaning there are fewer people […]

Is it Better to Rent or Buy your House?

The American dream involves, among other things, the opportunity of owning your own home.  Indeed, the family house is, on average, the largest asset for the typical American family.  So much wealth accumulation comes from homeownership, it is often taken as orthodoxy that we should never consider renting… Purchase the house and become an adult! […]