Most folks believe estate planning to be one of the more complicated areas in their financial planning. The truth is, however, while some have more complex estate planning needs, for many, there are easy ways of ensuring that assets pass along to heirs in a way that’s not complicated at all! “Wicked Simple” estate planning […]
Watch or read below for important end-of-year and new year tips in this edition of PFA Advisor Huddle. We covered a range of topics — from pointers on employee benefits and portfolios, to tax-saving opportunities and retirement savings suggestions. Each advisor also previewed their favorite holiday recipe featured on our blog here. Enjoy! Flexible Spending […]
Seasons Greetings! Last year, Team PFA shared food and drink recipes we enjoy with family and friends during the holidays. We had so much fun with this that we decided to do it again in 2023. Even if you don’t try your hand at these recipes, we think you’ll appreciate the stories accompanying the recipes! […]
Transcription Sam Chaplin: Hi everybody. Thanks for joining us. Welcome to the Q4 Halftime Report. Today is November 14th. My name is Sam Chaplin, Portfolio Manager at Penobscot Financial Advisors, joined by our fearless leader and CIO Jim Bradley. Afternoon, Jim. Jim Bradley: Afternoon, Sam. How are you doing way over there? Two offices down […]
Social Security Mulligans: Can you get a ‘Do-Over’? The U.S. Social Security system provides for a huge amount of flexibility in how and when workers and their dependents access benefits. For example, even though your ‘Full Retirement Age (FRA)’ under Social Security might be age 67 (that’s the FRA for people born in 1960 and […]
A major risk to all financial plans is a long-term care health event. The astronomical costs of nursing home, assisted living, and in-home care can very quickly eat into retirement savings. That’s why we review the risks of long-term care and mitigation options with clients. PFA invited an expert, Ray Veroneau, Jr., CLTC, to a […]
Executive Summary In this PFA Advisor Huddle, Sherri Dyer, mortgage advisor and owner of MDI Mortgage Group, talked about mortgage products, how she works with clients, and current industry trends. DISCLAIMER: The foregoing content reflects the opinions of Penobscot Financial Advisors and is subject to change at any time without notice. Content provided herein is […]
Why is this happening!? In November 2019, Charles Schwab acquired TD Ameritrade, an acquisition that brought together two industry-leading custodians. Since 2019, the two custodians have worked to tactfully integrate their two companies and platforms, so you will benefit from technological advancements and exceptional customer service from a dedicated service team. Team PFA has conducted […]
