I know the feeling…You log into your account, hold your breath, and see that the account value has slipped even more. It has been months of seeing scary headlines and watching the value of your portfolio, EVERYTHING you have worked for, just slipping further and further in the wrong direction. You are starting to think […]
What is this ‘Windfall Elimination Provision’, and why does it reduce my Social Security benefits? Public school teachers in 15 states and the District of Columbia do not participate in Social Security. What this means is that they and their employers don’t pay in the social security taxes and they don’t accrue benefits while they […]
Interest hikes like the 80’s? Power of Tax Deferral and the $400k mistake you may be making! In this episode, Tyler breaks down the tough task ahead of the fed when it comes to interest rate hikes and inflation. Additionally, he examines the power of tax deferral and a 400k mistake you might be making. […]
The recent buildup of Russian forces around Ukraine left many people, including plenty of our clients, asking whether they should be changing their investment strategy in the face of potential war. The subsequent invasion of the sovereign Ukraine by Russian forces, along with much of the market volatility that has been experienced in 2022, is […]
Executive Summary Russian War and the Market In this episode Tyler breaks down how war has impacted the market since 1940 and what that means for the recent invasion of Ukraine by Russia. First, we would like to send our thoughts to those impacted by the military action in Eastern Europe and hope for a […]
Executive Summary Kids are expensive. The estimated cost of raising a child until the age of 17 is $233,610 (with inflation, that is estimated to be $280k). That figure excludes the cost of higher education. Here are a couple of life hacks and financial hacks when dealing with the expenses of raising kids! Medical Expenses. […]
Executive Summary In episode 23 of Financial Discretion Advised, Tyler brings Jim Bradley back on to discuss the current market volatility and how it fits in the historical context of the market, as well as Jim’s fixes for a broken Social Security System. The two finish up talking about the benefits of using an HSA […]
Market Review Following a notably tumultuous 2020, there were hopes that 2021 would be calm. Perhaps on a relative basis it was, but the Capitol siege on January 6th set the tone for what would still be a long year. Despite hopes that the widespread distribution of COVID vaccines both in the US and worldwide […]
