Transcription Sam Chaplin: Hi everybody. Thanks for joining us. Welcome to the Q4 Halftime Report. Today is November 14th. My name is Sam Chaplin, Portfolio Manager at Penobscot Financial Advisors, joined by our fearless leader and CIO Jim Bradley. Afternoon, Jim. Jim Bradley: Afternoon, Sam. How are you doing way over there? Two offices down […]
Social Security Mulligans: Can you get a ‘Do-Over’? The U.S. Social Security system provides for a huge amount of flexibility in how and when workers and their dependents access benefits. For example, even though your ‘Full Retirement Age (FRA)’ under Social Security might be age 67 (that’s the FRA for people born in 1960 and […]
A major risk to all financial plans is a long-term care health event. The astronomical costs of nursing home, assisted living, and in-home care can very quickly eat into retirement savings. That’s why we review the risks of long-term care and mitigation options with clients. PFA invited an expert, Ray Veroneau, Jr., CLTC, to a […]
Executive Summary In this PFA Advisor Huddle, Sherri Dyer, mortgage advisor and owner of MDI Mortgage Group, talked about mortgage products, how she works with clients, and current industry trends. DISCLAIMER: The foregoing content reflects the opinions of Penobscot Financial Advisors and is subject to change at any time without notice. Content provided herein is […]
Why is this happening!? In November 2019, Charles Schwab acquired TD Ameritrade, an acquisition that brought together two industry-leading custodians. Since 2019, the two custodians have worked to tactfully integrate their two companies and platforms, so you will benefit from technological advancements and exceptional customer service from a dedicated service team. Team PFA has conducted […]
Student loan borrowers are going to have to start making payments on their debts again. Payments will be required starting in October, with interest accrual beginning in September. This is after 9 consecutive extensions since the pause was put in place under the Trump administration in March 2020. To add to the pain, the US […]
It’s our Birthday! June marks the end of the school year, the beginning of summer, and the anniversary of PFA becoming an advisory firm. June of 2011 marked the birth of the company known as “Penobscot Wealth Management d/b/a Penobscot Financial Advisors”. I know… that’s a long name. “PFA” certainly rolls off the tongue easier. […]
